myPaisaa - the best Digital Online Chit Fund in Hyderabad for working professionals!

Welcome to myPaisaa

A Chit Fund is the most versatile financial tool in the market. With the intent of further enhancing the essence of online chit funds in Hyderabad, myPaisaa came into being. Our digitally-equipped App, allows you to save wisely and borrow easily.

To jointly harness the potential of its uniqueness, we have crafted a lot of chit plans that are suitable for professionals at various levels in their careers. With the assurance of 100% safety, reliability, and transparency, being one of the best online chit fund companies in Hyderabad, we have designed chit values that are suitable for all your range of needs.

With an auction turnover of over 25 crores in just a span of two years along with over 10,000 downloads we’re quickly becoming one of the best Online Chit Funds in Hyderabad.
We at myPaisaa, have given this home-grown way of savings/borrowings a digital upliftment. We have seamlessly integrated the various processes of participating in a chit fund into 1 App that is constantly upgraded.

With myPaisaa, you can participate in e-auctions, monitor your chits with ease, sign-up digitally, pay your monthly installment and receive your monthly dividends digitally as well! Moreover, with our completely transparent platform and manner of conducting financial operations, you can be assured that we’re strengthening people’s belief in Online Chit Fund Companies in Hyderabad through myPaisaa.

So get ready to invest in myPaisaa, the fastest-growing Government-approved, regulated and best on-line chit fund in Hyderabad. Install myPaisaa and watch your savings grow safely, sustainably and methodically.

Investing in online chit funds in Hyderabad like myPaisaa, has a lot of benefits for working professionals:

We understand that as working professionals, you value every rupee earned. Hence, you want to ensure you invest in a risk-free platform that leverages your savings and compliments your financial plan at every step.

So here are some reasons why professionals should invest in myPaisaa, the best digital online chit fund in Hyderabad:


Financial Freedom

What makes us one of the best online chit fund companies in Hyderabad is our inbuilt-provision for borrowing almost instantly! Yes, by bidding successfully you can retrieve money from your fund as we ensure 24-hr payouts. This privilege gives you the assurance that you always have a fund you can borrow from in times of emergencies.

Low rate of interest on Borrowing

A Chit Fund works on the principle of borrowing from your future savings, hence you are the only entity you are dependent on. Whereas, if you borrow from Banks oand other NBFCs, the interest rate is not only higher, dependent on another entity but service charges are applicable as well.

2% commission only

What gives myPaisaa the hallmark of the best digital chit fund in Hyderabad is the commission we take. Yes, we take the lowest commission rate in the country, that is just 2%, compared to the standardised rate which is between 5% - 8%.

100% Digitally-compliant

Being one of the renowned online chit funds in Hyderabad, we pride ourselves for being 100% digital in our transactions and operations. Right from the first step of signing up relying on India’s budding digital infrastructure i.e.., UPI, eKYC, & eSign to ensuring that our subscribers are paid digitally and efficiently, we resort to digital handling.

Tax Benefits

The best and the most distinctive feature of a chit fund is how you receive dividends every month after paying your monthly installment. What’s even better is that GST is applicable on the 2% commission value and not on the dividend after you receive. Hence, you end up sauvig on that front as well.

Chit Plans, every professional can invest in!

We are the best online chit fund in Hyderabad, as we offer chit plans that are based on the needs of the customers. We design plans that will help our customers fulfill their various financial goals at every stage in their career.

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Newly Employed:

We highly recommend the Rs 50,000 Chota Save Plan for a newly employed person. It is a plan where you can invest Rs 2,000 per month for a period of 25 months. If you are in that stage of your life where you’re not only rejoicing the joy of earning but intent on saving a small part of it as well, then this is for you. It enables you to save in a fluctuation-free market where you can earn an annual return of about 10% annually.

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2-5 Years or Work Experience:

With about 2-5 years of work experience, you might be in that phase of your life where you’re ready to enjoy financial independence. It can be an International solo-trip you have been meaning to take or a car you have been hoping to buy. Our Bada Save Rs 1,00,000 chitplan will be the right fit for you then. Invest Rs 4,000 per month for a period of 25 months and turn your dreams into goals, by signing up on the best Digital Online Chit Fund in Hyderabad.

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Over 5 years of Work Experience:

If you are a seasoned professional with over 5 years of experience, the best online chit fund in Hyderabad is here with the Bada Save Plan. This is our best-selling Rs 3,00,000 chitplan, where we enable you to invest Rs 10,000 per month for a period of 30 months. If you are in that phase of your life where you have serious commitments like starting your business, saving up for your wedding or for the down payment of your house, myPaisaa can be the refuge you need. As we not only offer the chance to borrow at interest rates lesser than that of a bank but also offer bank-level security as well for your money.

So be a part of the most convenient and trusted savings scheme by investing in the best digital online chit fund in Hyderabad, myPaisaa. Install now!


Joining myPaisaa is very simple.

Step 1: Download the myPaisaa app & complete your KYC with Aadhar, Pan & Selfie.

Step 2: Choose a chit plan that suits your goal and make payment.

Step 3: Submit your income proof documents under Menu 🡪 details 🡪 Documents in the app. And you are done.

Our team will validate and follow-up within 48-72 hrs once you submit your income proofs. Post which you shall receive communication via SMS, email and notifications.

Registered chit funds are regulated by the Government of India. A registered Chit Fund Company makes a security deposit of a sum equal to 100% of the chit value into a Scheduled Bank as FDR, which is pledged in favour of the Registrar of Chits. A Chit Fund cannot be started unless this deposit is made. Therefore, as a participant in a registered Chit Fund Company you can be rest assured that your investments are secure.

To see our Government approved documents, click here

We offer durations ranging from 12 months to 50 months.

As one of the best digital online chit funds in Hyderabad, we take customer safety and security seriously. At myPaisaa, we offer bank level security for your account. We have enterprise-grade security measures in place to ensure that every detail, including personal and investment details are kept secure. Also, all chit plan information is reported to ROC, Telangana, so that you can visit the official T-Chits website and verify the chit details.