Participate in 10 auctions every month on our Online Chit Fund App!

Welcome to myPaisaa

Yes, you heard that right! We at myPaisaa are proud to present our brand new 10X10 Chit Fund Plan that enables you to participate in 10 auctions every month! After thorough market research and based on customer insights we craft chit plans for our fast-growing online Chit Fund App.

myPaisaa is the first and foremost 100% Digital Online Chit Fund App in India. With transparent auctions, the ability to monitor chit plans online, e-auctions, hassle-free digital authentication, and quick transactions, we’re quickly becoming one of the most preferred online chit fund Apps in India.

Presently, we have 4 chit plans that run the show at myPaisaa. While most of our plans essentially are for savings, the latest addition is a plan that is actually great for quick money. Yes, the 50K JaldiPaisaa Chit Plan is a great borrowing tool!
It is a 10-month chit plan that 100 people can be a part of. The hallmark of this plan is how you can participate in 10 auctions every month whereas most traditional chit funds hold auctions once or twice every month. Thus, making us the first online chit fund App in India to come up with such a unique chit plan that allows users to take part in 10 e-auctions every month. Through this stellar plan, you can increase your chances of winning by tenfold.

We are also the only online chits App. We’re able to provide such a customer-friendly price as most of our operations are automated. Hence, the growing trust of people is due to the transparency we offer, the customer-first processes in place, easy accessibility, and quick payouts. So get ready to explore not just the 10X10 Chit Plan but the others as well on our online chits App!

Explore myPaisaa Chit Plans.
Explore unique savings schemes like none other!

Saving through one of the chit plans on the myPaisaa online chits App has a lot of benefits. For starters, you make 10% interest annually. While most banks offer an interest rate of 7% - 8% through FDs & RDs, the money you save on the myPaisaa online Chits App accrues double the interest.

What’s more? You even receive a dividend, every month diligently. Yes, myPaisaa investors receive higher dividend payouts because of the 2% ONLY commission charges. Also, as GST is charged on the commission value, you end up saving there as well.

Your Guide to Savings

Save on a small scale

Are you new to your savings journey? Are you still in the phase of trying new avenues to make your investments lucrative? Then the Chota Save Plan on our online chit fund App is made for you. It’s a 50K plan where you only have to invest Rs 2,000 every month for about 25 months. You can bid online through e-auctions and when you win, you can withdraw upto Rs 49,000 in one shot. Hence, for expensive purchases or for quick money during emergencies, the Chota Save is a plan to be reckoned with.

Save on a medium scale

Having explored stocks, crypto, FDs, & RDs, if a chit fund is what you intend on saving in due to the stable market and assured interest, then the Bada Save Plan is ideal for you. It is a 1 Lakh Plan on our online chits App where you can save Rs 4,000 every month. For saving an amount as less as Rs 4,000, you have the privilege to bid, win the auction and receive 98% of your chit value. Yes, you can win the auction in the first month itself and receive Rs 98,000 through our e-auction. Or you can continue saving and make 10% interest annually on the chit value.

Save on a large scale

This plan is perfect for seasoned investors. With the Zyada Save Plan on our online chits App, you can save Rs 10,000 every month and earn a monthly dividend of Rs 2,800. Yes, this is a 3 lakh chit plan where you can make an overall of Rs 15,000 compared to traditional chit funds. You even save Rs 1,080 with GST charges. This plan is the best-selling plan on our online chits App.

myPaisaa - the most reliable online chit fund App!

There are several reasons behind the meteoric growth of myPaisaa. Here’s a glimpse of the same:

Compliant as per the Chit Funds Act of 1982

10,000+ customers have already embarked on their savings journey with us

20 cr auction turnover in a span of 2years

Regulated by the Registrar of Chits

Recognized by the Govt. of India

Backed by The Dept. for Promotion of Industry and Internal Trade

Backed by The Bharat Inclusion Initiative & Department for Promotion of Industry and Internal Trade (DIPP)

Without further ado, get started with your savings journey with our online chit fund App - myPaisaa! With a high-tech app and strong ethics, we’re ready to meet each and every need of our subscribers.


myPaisaa is a simple app that enables you to build your savings by investing in goal-based chit plans. With this app, you get complete control over your chit plan. Unlike traditional chit funds, myPaisaa makes it easy to save for your goals, while giving you the option to borrow from your savings in case of emergencies.

Traditional chit fund companies operate using traditional, complicated manual processes. Customers are required to visit chit fund offices in order to participate in auctions, leading to the loss of valuable time and energy. With digital chits, you can enjoy all the benefits of a traditional chit fund at your convenience. Digital technology has also automated the entire process making chit funds much more transparent, reliable and easy for the millennial customers of today.

There are 4 main advantages of investing in chit funds:

  • Chit fund is the only financial instrument that allows customers to save and borrow from their own funds.
  • Chit funds are one of the oldest forms of investments used by households to grow their money. Today, with FDs and RDs offering low-interest rates of 5-6%, chit funds have become a much more attractive investment that offers more returns, and more value for money.
  • Chit funds bring discipline to both the saving and borrowing activities of individuals. While the money you set aside for chit funds may be low, you'll definitely see steady growth and a clear path to achieving your financial goals.
  • Borrowing through a chit fund company in Bangalore is very easy and effective. As you're essentially borrowing from your own savings, the rate of interest is lower than market rates and can be as low as 0% depending on when you borrow from your plan. Hence, an Online chit fund App like myPaisaa is a reliable source of funds for emergencies.

You need to submit KYC documents that include your PAN and Aadhaar card to join a chit plan. If you are a salaried person – 6 months Bank statement and 3 months payslips. If you are a business owner 6 months Bank statement, ITR & any one of -Business licenses/GST/Rental Agreements. If your residential address is different from the address on the Aadhaar card, then we'll require address proof as well.

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