Of all the Digital Online Chit Fund Companies in India myPaisaa rewards users with scratch cards!

Welcome to myPaisaa

myPaisaa is one the best Digital Online Chit Fund Companies in India for revamping chit funds like none other. As a chit fund company that has strongly vowed to bring innovation to chit funds, we go the extra mile in doing so.

Apart from creating such an unparalleled App that has already crossed over 20,000 App downloads, it has also crossed an auction turnover of over 25 crores. So get ready to make the most out of your savings with myPaisaa, one of the most trusted Digital Online Chit Fund Companies in India.

We are the first chit fund company in India to actually go digital. Right from the process of onboarding till the end of the chit period, myPaisaa has designed such an advanced App that you can easily manage your chit, know all the details pertaining to your chit, strongly rely on the App in ensuring that your monthly installment has securely gone through, and even participate in LIVE chit auctions.

Digital Online Chit Fund Companies in India

In the process of bringing reformation in the scape of chit funds, we also decided to introduce scratch cards. We wanted to truly thank and regard every myPaisaa customer’s loyalty and sense of commitment they have towards their goals and our brand. To appreciate their contribution, we decided to launch exciting scratch cards. Being one of the fastest-growing Digital Online Chit Fund Companies in India it was rather incumbent on us to introduce this exciting dimension to the App.

At myPaisaa, we offer scratch cards to users at different time intervals and for various reasons. And if you’re lucky, you can win up to Rs 2,000 through our scratch cards. So here’s when you’ll be rewarded with a scratch card:


Completion of e-sign on the App

This is an important step in the process of signingup as the completion of this step formalises your association with myPaisaa. After the customer’s documents are verified, the customer service team sends a mail that their application is approved. That is when the customer completes the e-sign process to become a member and wins a scratch card for the same.

Book your first chit plan

As an App we’re not only welcoming but we also reward our first time-users with a scratch card when they book their first chit plan. As a registered chit fund that is regulated by the Telangana State Govt. we appreciate your faith in us for investing in myPaisaa, over all other Digital Online Chit Fund Companies in India. Hence, this is our way of thanking you.

Pay your monthly subscriptions on time

Investing in a Chit Fund implies that you are making a commitment to deposit the monthly installment. Hence, when it comes to myPaisaa, we like to acknowledge your sense of dedication towards your chit fund, your goal and our brand. Hence you are rewarded with a scratch card!

Refer a friend to myPaisaa

For Digital Online Chit Fund Companies in India to grow, we rely on word of mouth. Aswe believe that a happy customer makes for a happy ambassador. So when you refer us to your friends and family, rewarding you with a scratch card is our token of gratitude to you.

As one of the most reliant Digital Online Chit Fund Companies in India we take our simple process of verification, quite seriously. Yes, it takes just 2 minutes to install our App and finish the basic verification process.

You will be asked to

Step 1. Share your PAN card details

Step 2. Share your AADHAR card details

Step 3. Take a selfie for identity verification

That is all it takes to get started on myPaisaa, one of the most popular Digital Online Chit Fund Companies in India, licensed by the Govt. of India. So get on, bid on, & fund on!


myPaisaa is a simple app that enables you to build your savings by investing in goal-based chit plans. With this app, you get complete control over your chit plan. Unlike traditional chit funds, myPaisaa makes it easy to save for your goals, while giving you the option to borrow from your savings in case of emergencies.

There are 4 main advantages of investing in chit funds:

Chit fund is the only financial instrument that allows customers to save and borrow from their own funds.

Chit funds are one of the oldest forms of investments used by households to grow their money. Today, with FDs and RDs offering low interest rates of 5-6%, chit funds have become a much more attractive investment that offer more returns, and more value for money.

Chit funds bring discipline to both the saving and borrowing activities of individuals. While the money you set aside for chit funds may be low, you'll definitely see steady growth and a clear path to achieving your financial goals.

Borrowing through chit funds is very easy and effective. As you're essentially borrowing from your own savings, the rate of interest is lower than market rates and can be as low as 0% depending on when you borrow from your plan. Chits are a reliable source of funds for emergencies.

When it comes to safety, myPaisaa is one of the safest and the best Digital Online Chit Fund Companies in India. At myPaisaa, we offer bank-level security for your account. We have enterprise-grade security measures in place to ensure that every detail, including personal and investment details are kept secure. Also, all chit plan information is reported to ROC, Telangana, so that you can visit the official T-Chits website and verify the chit details.

You need to submit KYC documents that include your PAN and Aadhaar card to join a chit plan. If you are a salaried person – 6 months Bank statement and 3 months payslips. If you are a business owner 6 months Bank statement, ITR & any one of -Business licenses/GST/Rental Agreements.
If your residential address is different from the address on the Aadhaar card, then we'll require address proof as well.

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