India's most trusted digital chit fund platform, where your savings grow smarter.
Whether you're planning for a wedding, home, business,
education, or emergencies—our chit schemes are designed to give you flexible savings + instant loan-like benefits through monthly auctions
🔐 100% Government Registered | 💡 100% Digital Process | 💸 100% Transparent Auctions
These are the several aspects that make myPaisaa one of the most unique chit funds
Introducing the Maha Gold Save Chit Plan - myPaisaa's premium, gold-tier chit scheme designed for major financial goals.
With a monthly contribution of ₹50,000, you enter a league of elite savers and gain the opportunity to win up to ₹23,75,000 through transparent online auctions. Ideal for property investments, business capital, or life-changing plans.
This exclusive chit carries just 5% commission, ensuring maximum value with minimum deductions. Join Now
Need bigger funds, faster? The Maha Silver Save Chit Plan is a favourite for entrepreneurs, high-savers, and go-getters.
Here's the deal: Pay ₹20,000/month for 50 months or ₹40,000/month for 25 months and you can win up to ₹9,50,000 in a single e-auction. Yes—just like that, you unlock serious capital without EMIs, interest, or credit checks.
And the best part? A flat 5% commission despite the high value. This plan is tailor-made for those who plan big and save smart. Join Now
This is your go-to chit plan if you're looking to fund big dreams without big bank loans. With the Mega Save Chit Plan, pay just ₹20,000 per month and get a chance to win up to ₹4,75,000 through fully digital e-auctions.
What makes it special? It's a high-value chit plan with just 5% commission — one of the lowest in the industry for this range. Whether it's for a business expansion, destination wedding, or a home upgrade, this plan delivers instant liquidity when you need it most. Join Now
This is called the Zyada Save Chit Plan. This is known to be one of the most popular chit schemes of myPaisaa. In this chit scheme, with a commission of 5% as it's a high-value chit scheme, you can bid and win upto Rs 2,85,000 through e-auctions. Yes, all you have to do is pay just Rs 10,000 every month and voila, you can borrow this huge amount. Join Now
The Bada Save Chit Plan can also help you maximize your savings with unparalleled interest or can be your confidante when it comes to borrowing. Get ready to fulfill your goals with ease by investing in this flexible form of savings. By paying a commission as low as 5% only, you'll be able to draw as much as Rs 95,000 through e-auctions. Join Now
When it comes to chit schemes that are of Rs 50,000, we have two types of chit funds. The first one is the Chota Save. It is a Rs 50,000 chit fund where you have to invest just Rs 2,000 every month. For investing this at just 2%, you will also receive dividends of about Rs 560 every month. This plan is ideal for your small goals! Join Now
"Amazing app, helped me a lot at the right time.
On-time credits of the winning amount and dividends.
Very fast processing, I would recommend to everyone and
I rate this as the best financial app."
"Thanks to myPaisaa and special thanks to Kushboo who
explained all its benefits and encouraged me to join.
All the very best to myPaisaa team"
"The app is very nice. Dheeraj helped me a lot in
getting the account activation, and the support he
provided was excellent. I got the chit amount credited
to my account easily"
"Best financial app in the market compared to other chit fund companies. Hassle-free process
and minimum documentation!"
"Thank you for all your help at the time of need. I really appreciate the support of Dheeraj
and team for all your efforts"
"One of the best online chits that we can trust and invest. Service is also very good. My
relationship manager Ravibabu helped me at all the stages and is available at all times to solve
my queries. Highly recommend others to join"
"My experience with myPaisaa has been awesome. I'm impressed with their service, especially
Ravibabu. He has always been on his toes while addressing customers & gives immediate attention.
Thank you!"
"Initially I joined for savings, but in the 5th month I was in need of money. Fortunately
after participating in 4 online auctions, I won. Also, this startup is approved by Bharat
Inclusion Initiative under the Government of India"
"I'm using the app primarily for savings. It's good and customer support is
great!"
Joining myPaisaa is very simple.
Step 1: Download the myPaisaa app & complete your KYC with Aadhar, Pan & Selfie.
Step 2: Choose a chit plan that suits your goal and make payment.
Step 3: Submit your income proof documents under Menu > details > Documents in the app. And you are done.
Our team will validate and follow-up within 48-72 hrs once you submit your income proofs. Post which you shall receive communication via SMS, email and notifications.
You can make payments through cash, cheque, DD or through online payment modes from the myPaisaa app.
We prefer the online mode as it gives you complete control over your payment and receipt generation is also instant.
Each individual is allowed to borrow once in the entire period of chit.
Studies by Edwin A. Locke and his colleagues have shown that specific and ambitious goals lead to better performance. So having a goal will help you save with more commitment, ultimately helping you realise your dream faster.
You can borrow up to 95% from your chit value. However, the actual borrowing amount depends on the auction and demand for money in that month.
