Of all the best online chit funds,
myPaisaa is the most credible!
Welcome to myPaisaa

For years, chit funds have been rendered with skepticism; especially when it comes to the safety and credibility aspect of chit funds. But we at myPaisaa are changing that perception with our 100% digital chit fund App! Reliant, intuitive & easy-to-use, the myPaisaa App has various chit plans in store for you to get started with your savings journey with the Best online Chit Fund in India.
Apart from the digitized aspect and the low commission, what else makes us one of the best online chit funds in India, is the credibility aspect.

Registered and Recognized

Administered by T-chits

RazorPay Affiliation for Payments

Chit Fund Act Compliant

Attest virtually with e-Sign

Leadership Team
It’s extremely easy to get started on myPaisaa:
step 1
Download the myPaisaa App on Playstore or iOS.
step 2
Complete your KYC digitally.
step 3
Choose the chit plan that suits your needs.
step 4
Submit your income proof documents.
myPaisaa is the most customer-friendly and undoubtedly one of the best online chit funds! With over 10,000 customers and an auction turnover of Rs 200cr, we’re quickly becoming the most favoured online chit fund App. Invest and watch your savings grow peacefully at myPaisaa.
myPaisaa is a simple app that enables you to build your savings by investing in goal-based chit plans. With this app, you get complete control over your chit plan. Unlike traditional chit funds, myPaisaa makes it easy to save for your goals, while giving you the option to borrow from your savings in case of emergencies.
There are 4 main advantages of investing in chit funds:
- Chit fund is the only financial instrument that allows customers to save and borrow from their own funds.
- Chit funds are one of the oldest forms of investments used by households to grow their money. Today, with FDs and RDs offering low-interest rates of 5-6%, chit funds have become a much more attractive investment that offers more returns, and more value for money.
- Chit funds bring discipline to both the saving and borrowing activities of individuals. While the money you set aside for chit funds may be low, you'll definitely see steady growth and a clear path to achieving your financial goals.
- Borrowing through a chit fund company in Bangalore is very easy and effective. As you're essentially borrowing from your own savings, the rate of interest is lower than market rates and can be as low as 0% depending on when you borrow from your plan. Hence, an Online chit fund App like myPaisaa is a reliable source of funds for emergencies.
When it comes to safety, myPaisaa is the safest and the best online chit fund in India. At myPaisaa, we offer bank-level security for your account. We have enterprise-grade security measures in place to ensure that every detail, including personal and investment details are kept secure. Also, all chit plan information is reported to ROC, Telangana, so that you can visit the official T-Chits website and verify the chit details.
You need to submit KYC documents that include your PAN and Aadhaar card to join a chit plan. If you are a salaried person – 6 months Bank statement and 3 months payslips. If you are a business owner 6 months Bank statement, ITR & any one of -Business licenses/GST/Rental Agreements.
If your residential address is different from the address on the Aadhaar card, then we'll require address proof as well.